In 2025, U.S. entrepreneurs are facing significant challenges in accessing funding, particularly due to proposed cuts to the Small Business Administration (SBA). These developments have raised concerns among small business owners who rely on SBA programs for capital, mentorship, and disaster relief.
SBA Reorganization and Workforce Reduction
The SBA announced a major reorganization plan, aiming to reduce its workforce by 43%, approximately 2,700 jobs, to return to pre-pandemic staffing levels. This move is part of a broader effort to eliminate programs initiated during the previous administration and focus on core services like loan guarantees and disaster assistance AP News.
Entrepreneurial Concerns Over SBA Cuts
A recent survey by Small Business Majority reveals that 79% of entrepreneurs are concerned about cuts to SBA programs, such as the 7(a) loan program. The same survey indicates that two-thirds of small businesses oppose actions that curtail government spending on small business support Small Business Majority.
Impact on Access to Capital
Entrepreneurs, especially those from underserved communities, are finding it increasingly difficult to access affordable capital. The proposed budget cuts threaten to exacerbate these challenges by reducing the availability of SBA-backed loans and support services CalMatters.
Advocacy for Policy Reforms
Small business advocates are calling for policy reforms to ensure continued support for entrepreneurs. They emphasize the importance of SBA programs in providing necessary resources for business growth and sustainability .
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